Friday January 20th starts Kansas City Restaurant Week. This is a great way to try out many of the great restaurants in Kansas City for discounted prices!
Check out Kansas City Restaurant Week for a list of the participating restaurants!
Wednesday, January 18, 2012
Thursday, January 5, 2012
Several Housing Markets Head for Appreciation in 2012
Several Housing
Markets Head for Appreciation in 2012
Daily Real Estate News | Tuesday, January 03, 2012
“The recovery is starting in housing with these cities and will eventually spread to other communities throughout the nation as the U.S. recovers from the worst collapse in real estate since the Great Depression,” according to HousingPredictor.
Here are the top cities expected to have housing appreciation in 2012 and by how much, according to HousingPredictor’s latest report:
1. Kansas City, Kan.: 5.8%
2. Topeka, Kan.: 4.7%
3. Charleston, W.V.: 4.5%
4. Oklahoma City, Okla.: 4.3%
5. Minot, N.D.: 4.2%
6. Overland Park, Kan.: 4.2%
7. Wichita, Kan.: 4.1%
8. Huntington, W.V.: 4%
9. Wheeling, W.V.: 3.9%
10. Bismarck, N.D.: 3.6%
11. Casper, Wyo.: 3.5%
12. Lake Charles, La.: 3.4%
13. Rapid City, S.D.: 3.2%
14. El Paso, Texas: 3.2%
15. Cheyenne, Wyo.: 3.2%
Source: “Best Housing Markets 2012,” HousingPredictor (January 2012)
Tuesday, January 3, 2012
Decluttering - January 2012
I have found so much great stuff on Pinterest that I just have to share it!! One of the things I found was a Decluttering calendar for 2012! It has one small item you can do daily to help declutter your life. I hope you enjoy it as much as I do. You can check out <a href="http://www.mysimplerlife.com/2012.htm" title="My Simpler Life - Decluttering Calendar for 2012" target="_blank">My Simpler Life</a> to see the entire years calendar.
Here are a few Declutter & Organizing Tips from the website:
- If you don't have a certain item or area in the calendar, take a break or finish one that's incomplete.
- These organizing tips aren't the only way to organize things. If your current way works - leave it. And if you want other ideas do a search for the area you are playing with.
- Clean areas after you declutter. for instance, if you are decluttering a shelf take everything off the shelf, clean it and then put back what you are keeping.
- If you are unsure about an item, put it in a box labeled with the room and date in 6 months. If you need an item from the box you can get it. In 6 months, you can safely declutter the box.
- Declutter with boxes/bags - give away, put away and trash bag.
- Absolutely no beating yourself up if you don't finish a day. Just start again the next day.
- Visualize an area as you want it to be, before decluttering.
- Declutter with a friend, music or other ways to make it more fun.
- Put things you use most often in the easiest places to access.
- Organize based on how you do things. If you always dump your keys on the front table, don't create a key rack. Instead, put a key bowl on the front table.
You can do this!!
<a href="http://homewithjodi.com/wp-content/uploads/2012/01/Jan-2012.jpg"><img src="http://homewithjodi.com/wp-content/uploads/2012/01/Jan-2012-300x205.jpg" alt="" title="Jan 2012" width="300" height="205" class="aligncenter size-medium wp-image-565" /></a>
Monday, January 2, 2012
5 Things To Do NOW If You Want to Buy A Home In 2012
(Courtesy of Trulia & Tara-Nicholle Nelson)
At this point in December, it can start to feel like the New Year – along with all our hopes, dreams, wishes and expectations for it – are barreling down on us. Personally, I’m a rabid
Resolution-setter, and I have a pretty strong track record of making New Year’s changes actually happen – and stick. But what I know after years of using the New Year as a great excuse to set and meet some goals is that it’s very, very helpful to get a head start, ramping-up to new habits, behaviors and target goals achievements starting in December.
If you’re one of the millions who has an eye on 2012 as the year in which you’ll buy a home (first or not), here are five things you can do now to put yourself on the right path:
1. Check your credit. Take my word for it: there is no bad surprise worse than a bad credit surprise. Okay, maybe there is one thing worse – a credit surprise you receive while you’re in the midst of trying to buy a home!
Recent studies have revealed that a record high number of real estate transactions are falling out of escrow, and that credit “issues” are a leading cause of these dead deals. Your best chance at catching and correcting score-lowering errors and other derogatory items before they destroy your personal American Dream is to start checking and correcting while you still have time on your side.
2. Do your research. The more rapidly the real estate market changes, the more it behooves smart buyers to study up before they jump in. And now’s the time – you can start doing online and in-person research into topics ranging from:
· Target states, cities and neighborhoods. Whether you’re relocating or simply trying to narrow down the local districts to focus on during your 2012 house hunt, December is a great time to start your online research into decision-driving factors like tax rates, school districts, neighborhood character and even prices in various areas. Resident ratings and reviews sites like Trulia and NabeWise can help you make the neighborhood-lifestyle match.
Once you narrow things down and start speaking to local agents, ask them to brief you on the local market dynamics, including how long homes typically stay on the market and whether they generally go for more or less than the asking price, so you can be smart about how you search. (And yes, Virginia, there are areas where homes sell for more than asking, even as we speak!)
· Real estate and mortgage pros. If you don’t already have your pros picked out, now is the time to get on the horn or drop an email or Facebook message to your circle of contacts, asking them for a referral to a broker or agent they love. Follow up by: checking whether these pros are active in answering questions on Trulia Voices, searching for their name and seeing what sort of feedback on them you can cull from the web, then giving them a ring and launching a conversation about whether you and they might be a good partnership.
· Short sales and REOs. Distressed property sales are not for the unwary. If you want to target upside down or foreclosed homes, or are planning to house hunt in an area where many of the listings are described as short sales or foreclosures, get educated about what you can expect from a distressed property purchase transaction before you get your heart set on a short sale.
· What you get for the money. Online house hunting is a powerful tool – especially when it’s cold and wet! But there comes a point in your house hunt where you’ve got to just get out into the actual physical homes you’re seeing online in order to get a strong, accurate sense of what home features, aesthetics and location characteristics correlate with what price points.
· Mortgage musts. You can read a bunch of articles about mortgages and get yourself pretty far down the path toward qualifying for a home loan, but you can only get a personalized action plan for a smooth road ‘home’ by talking with a local mortgage broker and having them assess your basic financials. They might say you need to move funds around, pay a bill down or off or produce some sort of documentation from your employer. And the time to start all that is now.
3. Fluff up your cash cushion. So, you’ve saved up your 3.5 percent down payment. Perhaps you saved a little extra for closing costs. Or maybe you’re even one of those uber-aggressive 20-percent-down-ers. No matter how much you’ve saved, you’ll find that you could use more once you activate your home buying action plan. Mark my words – after closing, you’ll crave extra cash to do some repairs, upgrade a couple of things, buy appliances or even just to hold onto in order to minimize your anxiety about depleting your savings!
So, if homebuying is on your personal 2012 action plan, don’t go hog wild on holiday gifts. Instead, wait until next year and give yourself the gift of a home.
4. Shed some stuff. Sell it. Donate it. Give it to relatives who’ve always coveted it. Just get rid of it. If you do it before year’s end, you can kill three birds with one stone: (a) getting some cold hard cash to go toward your savings, (b) getting some tax receipts so you can deduct the value of your donations in January, (c) minimizing money spent on holiday gifts for loved ones and these two bonus birds – clearing the mental clutter that physical clutter creates and prepping for your move in advance.
5. Sit very, very still. Sometimes, the best way to further our goals is to stop tripping ourselves up. In that vein, commit right now to refrain from making any major financial moves until you buy your home. Don’t quit your job to start that personal chef business (yet), don’t pull a bunch of cash out of your savings account (without getting clearance form your mortgage pro first), and don’t start buying cars and boats on credit – even if you do love the idea of putting the red bow on the car you give your wife, like in the commercials.
I assure you, the bow you’ll be able to put on that house or condo will be much bigger, redder and more tax-advantaged!
At this point in December, it can start to feel like the New Year – along with all our hopes, dreams, wishes and expectations for it – are barreling down on us. Personally, I’m a rabid
Resolution-setter, and I have a pretty strong track record of making New Year’s changes actually happen – and stick. But what I know after years of using the New Year as a great excuse to set and meet some goals is that it’s very, very helpful to get a head start, ramping-up to new habits, behaviors and target goals achievements starting in December.If you’re one of the millions who has an eye on 2012 as the year in which you’ll buy a home (first or not), here are five things you can do now to put yourself on the right path:
1. Check your credit. Take my word for it: there is no bad surprise worse than a bad credit surprise. Okay, maybe there is one thing worse – a credit surprise you receive while you’re in the midst of trying to buy a home!
Recent studies have revealed that a record high number of real estate transactions are falling out of escrow, and that credit “issues” are a leading cause of these dead deals. Your best chance at catching and correcting score-lowering errors and other derogatory items before they destroy your personal American Dream is to start checking and correcting while you still have time on your side.
2. Do your research. The more rapidly the real estate market changes, the more it behooves smart buyers to study up before they jump in. And now’s the time – you can start doing online and in-person research into topics ranging from:
· Target states, cities and neighborhoods. Whether you’re relocating or simply trying to narrow down the local districts to focus on during your 2012 house hunt, December is a great time to start your online research into decision-driving factors like tax rates, school districts, neighborhood character and even prices in various areas. Resident ratings and reviews sites like Trulia and NabeWise can help you make the neighborhood-lifestyle match.
Once you narrow things down and start speaking to local agents, ask them to brief you on the local market dynamics, including how long homes typically stay on the market and whether they generally go for more or less than the asking price, so you can be smart about how you search. (And yes, Virginia, there are areas where homes sell for more than asking, even as we speak!)
· Real estate and mortgage pros. If you don’t already have your pros picked out, now is the time to get on the horn or drop an email or Facebook message to your circle of contacts, asking them for a referral to a broker or agent they love. Follow up by: checking whether these pros are active in answering questions on Trulia Voices, searching for their name and seeing what sort of feedback on them you can cull from the web, then giving them a ring and launching a conversation about whether you and they might be a good partnership.
· Short sales and REOs. Distressed property sales are not for the unwary. If you want to target upside down or foreclosed homes, or are planning to house hunt in an area where many of the listings are described as short sales or foreclosures, get educated about what you can expect from a distressed property purchase transaction before you get your heart set on a short sale.
· What you get for the money. Online house hunting is a powerful tool – especially when it’s cold and wet! But there comes a point in your house hunt where you’ve got to just get out into the actual physical homes you’re seeing online in order to get a strong, accurate sense of what home features, aesthetics and location characteristics correlate with what price points.
· Mortgage musts. You can read a bunch of articles about mortgages and get yourself pretty far down the path toward qualifying for a home loan, but you can only get a personalized action plan for a smooth road ‘home’ by talking with a local mortgage broker and having them assess your basic financials. They might say you need to move funds around, pay a bill down or off or produce some sort of documentation from your employer. And the time to start all that is now.
3. Fluff up your cash cushion. So, you’ve saved up your 3.5 percent down payment. Perhaps you saved a little extra for closing costs. Or maybe you’re even one of those uber-aggressive 20-percent-down-ers. No matter how much you’ve saved, you’ll find that you could use more once you activate your home buying action plan. Mark my words – after closing, you’ll crave extra cash to do some repairs, upgrade a couple of things, buy appliances or even just to hold onto in order to minimize your anxiety about depleting your savings!
So, if homebuying is on your personal 2012 action plan, don’t go hog wild on holiday gifts. Instead, wait until next year and give yourself the gift of a home.
4. Shed some stuff. Sell it. Donate it. Give it to relatives who’ve always coveted it. Just get rid of it. If you do it before year’s end, you can kill three birds with one stone: (a) getting some cold hard cash to go toward your savings, (b) getting some tax receipts so you can deduct the value of your donations in January, (c) minimizing money spent on holiday gifts for loved ones and these two bonus birds – clearing the mental clutter that physical clutter creates and prepping for your move in advance.
5. Sit very, very still. Sometimes, the best way to further our goals is to stop tripping ourselves up. In that vein, commit right now to refrain from making any major financial moves until you buy your home. Don’t quit your job to start that personal chef business (yet), don’t pull a bunch of cash out of your savings account (without getting clearance form your mortgage pro first), and don’t start buying cars and boats on credit – even if you do love the idea of putting the red bow on the car you give your wife, like in the commercials.
I assure you, the bow you’ll be able to put on that house or condo will be much bigger, redder and more tax-advantaged!
Thursday, December 15, 2011
14 Tips for Furnace & Fireplace Safety
Courtesy Lowe's - By Bill and Kevin Burnett - Inmann News
Here's our checklist to keep you cozy and safe during the winter months:
Here's our checklist to keep you cozy and safe during the winter months:
Wood-burning fireplaces
1. Inspection by a certified chimney sweep is a must. For heavy use, the chimney should be inspected and cleaned annually. Go up to five years if the fireplace is used only occasionally. The sweep should inspect for proper operation of the damper and for cracks in the flue liner, as well as sweeping the flue to remove creosote and other combustion byproducts.
2. Close the damper when the fireplace isn't in use.
3. Install a chimney cap if you don't already have one. You don't want creatures building their nest in your flue.
4. When starting a fire, "prime" the flue by holding lighted newspaper at the back wall of the firebox to start the warm air rising.
5. Burn aged, dry hardwood if possible. Fir or pine burns hot and deposits creosote in the chimney. Don't burn construction debris. It may contain toxic chemicals that will vaporize in the fire and could enter the living space.
6. Do not clean out the fireplace when the ashes are still hot. And dispose of the ashes in a place where wayward embers won't start a fire.
Fireplace with gas starter
1. If the flame goes out, wait at least five minutes before attempting to relight the fireplace. This allows time to clear the fireplace of gas.
2. Be alert for unusual odors or odd-colored flames, which are often a sign that the fireplace is not operating properly. In such cases, contact your dealer or licensed technician for servicing. Contact the gas company if you smell gas when the unit is off.
Gas furnace maintenance
1. An annual maintenance check of a gas furnace extends the life of the appliance and ferrets out any hidden problems. A qualified heating contractor should vacuum out the unit, inspect the blower motor, inspect the heat exchanger for cracks, check the electronics and perform a multipoint checklist to make sure the furnace is operating properly.
2. Clean or replace the furnace filter frequently during the heating season. This ensures that air returning from the inside of the house is unobstructed and clean when entering the combustion chamber.
3. Keep vents, space heaters and baseboards clear of furniture, rugs and drapes to allow free air movement.
4. Ensure there is free airflow around your furnace and make sure there are no storage items obstructing airflow.
5. Do not store or use combustible materials, such as chemicals, paint, rags, clothing, draperies, paper, cleaning products, gasoline, or flammable vapors and liquids in the vicinity of the furnace.
6. Carbon monoxide is a colorless, odorless and lethal gas that can occur any time there is incomplete combustion or poor venting. Any home that contains fuel-burning appliances, such as a fireplace or furnace, should have a carbon monoxide alarm installed according to the manufacturer's instructions.
Tuesday, December 13, 2011
Curtain Call - Creating an Inviting Nook
Courtesy of Lowe's
Curtain Call
Project 1: Grand Entrance
Create an inviting nook along a blank wall in a foyer, a bedroom, or a hallway. Add a bench to stage the area for functional and fashionable seating. We used two moulding pieces to construct a cornice and attached lightweight curtains for flowing flair.
Want a bench of your own? We made this one with the help of Shop Class!
Step-by-Step Instructions:
1. Use wood glue to attach two corner moulding pieces together, creating a square dome that is hollow in the center. Clamp the pieces together; allow to dry. 2. Use wood filler to fill in any gaps on the sides, and allow to dry. 3. Using a 3∕16-inch bit, drill four holes into one side of the assembled piece (as shown in the detail photo below). 4. Paint the piece (both inside and outside) in your desired color. When dry, lightly coat the piece with glaze. 5. Cut a 3-inch piece of 18-gauge wire, and string it through one curtain’s rod pocket. Scrunch the curtain on the wire, and staple over the wire and through the fabric to attach the curtain to the inside left of the cornice. Repeat the process for the right side. 6. Locate a stud on your wall, and attach the piece to the wall with wood screws through the holes drilled in Step 3. If you have drywall, be sure to hang with anchoring screws.
Tip: Lightweight fabrics work best to avoid putting too much weight on the cornice.
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Thursday, December 8, 2011
Which Tech Gadget Is Best For You
Courtesty of KAR (Kansas Association of Realtors) Technology Helpline
Which Tech Gadget Is Best For You
Technology is one of those wonders of the modern world that can make or break a business. Not recognizing the uses of trends that are sticking after a couple of years can slow productivity. The tools of cutting-edge technology change so often that it's hard to keep up with what is current and what is a simple fad that is only being perceived as the next best thing.
Tech Helpline has compiled some helpful tips to consider when deciding what to purchase for your business needs in the ever-changing world of technology.
Macs
Mac computers have many loyal users and for good reason. Macs rarely have problems and are visually appealing. For business use, they are comfortable and easy to use. Since Mac computers are not the prevailing force in the computing world, many websites are not Mac compatible. However, with an increase in Mac users over the past few years, this may soon change. It is definitely recommended to do some research before buying a Mac to see if it will fit your needs and is compatible with websites you frequently visit.
Mac computers have many loyal users and for good reason. Macs rarely have problems and are visually appealing. For business use, they are comfortable and easy to use. Since Mac computers are not the prevailing force in the computing world, many websites are not Mac compatible. However, with an increase in Mac users over the past few years, this may soon change. It is definitely recommended to do some research before buying a Mac to see if it will fit your needs and is compatible with websites you frequently visit.
Netbooks
Netbooks is a new classification of laptop. They are lightweight and easy to carry, but they do not include a CD drive. These are great computers for Internet and email, as well as basic computing needs, but not as powerful as larger laptops.
Netbooks is a new classification of laptop. They are lightweight and easy to carry, but they do not include a CD drive. These are great computers for Internet and email, as well as basic computing needs, but not as powerful as larger laptops.
iPad
The iPad is an amazing, supplementary device. Apple, the manufacturer of the iPad, did not build them as a replacement for your computer, but as an enhancement to your computing needs. The real value of the iPad is in the apps. Apps are third-party applications, just like programs for your computer. Talk to your friends who have iPads and iPhones about their favorite apps and how they use them and decide if this is a device you may want to invest in. Similar to Macs, iPads also have some limitations, and you will want to consider those during your decision-making process.
The iPad is an amazing, supplementary device. Apple, the manufacturer of the iPad, did not build them as a replacement for your computer, but as an enhancement to your computing needs. The real value of the iPad is in the apps. Apps are third-party applications, just like programs for your computer. Talk to your friends who have iPads and iPhones about their favorite apps and how they use them and decide if this is a device you may want to invest in. Similar to Macs, iPads also have some limitations, and you will want to consider those during your decision-making process.
Smartphones
How great is it that our phones now have touch screens and can organize much of our work, notes, and schedules? Common smartphone brands include the iPhone and the Android-run devices. The iPhone is one, singular device, in which the same accessories work on all iPhones. There are many different brands of Android-devices, on the other hand, with an assortment of features. All Andriods run on the same operating system, but they do not support the same accessories.
How great is it that our phones now have touch screens and can organize much of our work, notes, and schedules? Common smartphone brands include the iPhone and the Android-run devices. The iPhone is one, singular device, in which the same accessories work on all iPhones. There are many different brands of Android-devices, on the other hand, with an assortment of features. All Andriods run on the same operating system, but they do not support the same accessories.
What is the wise choice?
With many different options, what is right for you? Netbooks are amazing for travel, schoolwork, or in situations where you'd like to use a computer without carrying a large laptop. They have great battery life and rarely fail, but are not full computers in the sense of power. Macs are great for creative design as well as personal use, but in business, there are many needs which may outweigh the benefits of purchasing the Mac due to incompatibility issues. Some Android phones have larger screens and perform faster than the iPhone, but the iPhone has demonstrated, over the last four years, that it is a useful smartphone for professionals. The iPad is a great supplementary device but not a necessity. Also, consider that the Apple devices can be more costly than other options, so it is recommended to find out if they meet your needs before purchasing.
With many different options, what is right for you? Netbooks are amazing for travel, schoolwork, or in situations where you'd like to use a computer without carrying a large laptop. They have great battery life and rarely fail, but are not full computers in the sense of power. Macs are great for creative design as well as personal use, but in business, there are many needs which may outweigh the benefits of purchasing the Mac due to incompatibility issues. Some Android phones have larger screens and perform faster than the iPhone, but the iPhone has demonstrated, over the last four years, that it is a useful smartphone for professionals. The iPad is a great supplementary device but not a necessity. Also, consider that the Apple devices can be more costly than other options, so it is recommended to find out if they meet your needs before purchasing.
The price tag alone should be a serious indication of needed research, but always take time with new technology by speaking to other peers who use it before you jump head-first into new exciting trends of business, or, as always, call the Tech Helpline. We are here to help you.
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